Protect Your Home with a Home Warranty and Some Simple Maintenance


A home warranty is an annual service contract covering major appliances and systems against breakdown. Also referred to as a home protection plan, it provides coverage against breakdowns from normal wear and tear. A complete home warranty can offer you many benefits. Most importantly, it will prevent you from paying for such breakdowns out of your pockets. 

So, what does a home warranty cover, how does it work, and what are the different benefits? Find out in this guide.

What Does a Complete Home Warranty Cover?

A home warranty will cover whole-home systems and appliances. This includes your:

  • Air conditioning & heating system

  • Electrical

  • Plumbing

  • Clothes washer & dryer

  • Kitchen appliances

  • Garage door opener

The right company can provide multiple tiers of warranty plans. The commonly available plans include systems, appliance, and combination plans. You can also explore add-on coverage for appliances or systems such as pool pumps and central vacuums.

How Do Home Warranties Work?

Before signing up for a home warranty, it is recommended to get a home inspection. It will involve checking the working condition and maintenance of all the systems. A home inspection report will be created that will also mention the appliances and systems nearing the end of expected life. This can give you a good idea of the items that need the most protection.

Once you have signed-up for the warranty and an item stops working, you can file a claim through a phone call or online. The claim will have to be approved before a pre-approved service provider will visit your home for an assessment. Repairs are usually carried out immediately, but replacements can require another appointment.



Benefits of Having a Home Warranty

The immediate benefit of having a complete home warranty is the peace of mind that comes with the knowledge that you will not have to bear the full cost of a repair or replacement if a covered system stops working. It will also provide you access to a network of professional and experienced service providers. There will be no need to go through the trouble of finding a trusted provider yourself. 

There are a number of other benefits:

  • Budget Protection: Home warranties help protect your home budget. You will not have to worry about breaking your monthly budget to pay for an appliance repair or replacement. 

  • Additional Protection: Getting a home warranty can help you complement your standard homeowner’s insurance. It will cover aspects of your home that your homeowner’s insurance will not. 

  • Save Time: As mentioned above, such a warranty will prevent the need for you to scramble to find the right help. Instead of looking for repair professionals, the company will ensure that the right service provider is availed for the job.

Simple Home Maintenance Tips

Your home is your biggest investment and following some maintenance tips can help protect that investment. While having a home warranty is important, certain simple maintenance tips can provide you with greater peace of mind. This includes:

  • Changing your HVAC filters regularly

  • Keep the washing machine clean

  • Clean the dryer vent regularly

  • Clean the dishwasher filter regularly

  • Prevent or reduce your plumbing problems

  • Clean the garbage disposal regularly

  • Flush clean the water heater

It is recommended to identify minor issues before they turn into major and expensive ones. If there is a water leak, have it fixed in time before the system breaks down or causes water damage.

It is best to have a home maintenance checklist in place. while practicing regular maintenance can help keep the systems running at their optimal levels, they can still break down. Having a complete home warranty can help protect your budget and provide peace of mind when an item quits working.

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